Chapter 1-6
MINIMUM INSURANCE REQUIREMENTS

Sections:

1-6-01    Minimum insurance requirements.

1-6-01 Minimum insurance requirements.

(a) Insurance required. Each person or entity entering into a contract with the City of Turlock, receiving a permit required by the Turlock Municipal Code, or using City property, including, without limitation, a building, park, facility, or right-of-way, shall procure and maintain for the duration of the contract, permit, or use of City property, insurance the City deems necessary for that person or entity’s contract, permit, or use of City property.

(b) Minimum limits of insurance. The person or entity described in subsection (a) of this section shall maintain minimum limits of insurance in amounts adopted by the City Council by resolution from time to time in the City’s policies and procedures for providing insurance coverage to the City (“Policies and Procedures for Providing Insurance Coverage to the City”).

(c) Self-insurance, self-insured retention, and deductibles. Any self-insurance, self-insured retention, and deductibles shall be provided or declared to City and approved by the City Attorney or designee.

(d) Acceptability of insurance company. Insurance is to be placed with a primary insurance carrier with a current A.M. Best’s rating of no less than A-:VII.

(e) Verification of coverage. The person or entity described in subsection (a) of this section shall furnish the City with verification of insurance coverage on forms approved by the City Attorney. Said verification shall include certificate(s) of insurance and original endorsements signed by a person authorized by the insurer to bind coverage on its behalf. All endorsements shall be received and approved by the City prior to the commencement of any contract work, permitted activity, or use of City property.

(f) Exception. An exception or waiver from the minimum insurance requirements established in subsection (b), (c), or (d) of this section or other requirements related to insurance may be granted in writing jointly by the City Manager and City Attorney pursuant to the guidelines in the Policies and Procedures for Providing Insurance Coverage to the City.

(1302-CS, Amended, 05/25/2023; 1191-CS, Amended, 02/27/2014; 744-CS, Added, 05/14/1992)